庆祝30多年的澳门梦想之城赌场


When was the last time your financial advisor looked at your tax return?



澳门梦想之城赌场是我们的宗旨.


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澳门梦想之城官网

我们是一个注册理财规划师团队 持牌人及合资格策划人员.  我们提供简单,行之有效的策略 that seek to help our clients make the most of their money while they pursue their goals.




清晰的愿景 & 方向

We specialize in providing investment and tax advice for clients seeking financial independence and security.

看看我们能为你做些什么

澳门梦想之城赌场

大局

You likely have several financial planning pieces in place—you pay taxes, 至少用一部分储蓄进行投资, 有一些保险, and maybe you have done some estate planning and retirement planning, but chances are each of these pieces was developed independently and at different times in your life. Is it any surprise then that you’re unsure if you’re on the right track and making all the progress you could be?

我们会问你很多问题,包括:

  • 你理想的生活是什么样的? 
  • 你能以你想要的生活方式退休吗? 
  • Who is deciding what happens to everything you’ve accumulated when you die—you or the state? 
  • Are you funding your child’s education at the expense of your future? 

When was the last time your financial advisor looked at your tax return?

We specialize in personal income tax planning and will identify the tax-saving approaches that apply to your situation. We work with you throughout the year, not just when it’s time to prepare your return. 你可以通过以下方法来节省税款:

  • Restructuring your investment portfolio to produce a higher after-tax return
  • 将收入转移到较低税率等级的受抚养人
  • 从投资中构建收入来管理你的纳税等级
  • 最大限度地提高合格计划和个人退休帐户的贡献

如果你和大多数人一样, 你的税金是你最大的年度支出之一, 然而,通常很少或根本没有做什么计划来减少你的税单. Careful tax preparation and planning can free up money that you can use to achieve your goals.


世界上最让人难以理解的就是个人所得税. 次

您的投资组合管理和财务规划解决方案

We offer a broad range of portfolio management and financial planning solutions customized for your specific needs, 目标与人生阶段.  我们采用一个清晰、定义明确和客观的过程.  Below is a cross-section of wealth management issues that our clients commonly encounter.  

投资组合管理的关键因素

  • 我们的总投资组合目前的风险水平是多少?
  • 我们目前的投资组合满足我们的生活方式需求吗? How might we reposition our investments to meet our lifestyle objectives?
  • What is our net annual return in dollars and on a percentage basis?
  • 我们每年为投资建议付多少钱?
  • 我们的投资组合的税收效率如何?

为退休计划

  • How soon can we afford to downsize our careers or elect to fully retire and reasonably be expected to maintain our standard of living throughout our retirement years?
  • 现在我们终于到了退休年龄, how should we modify our investment plan to provide more stability and higher income at the expense of higher growth and volatility.
  • What assumptions are prudent to make about inflation, rate of return on investments, longevity?

退休期间的财务管理

  • How much can we draw annually from our investment portfolio to supplement other sources of retirement income, while still making sure that our portfolio value keeps up with inflation?
  • What are the optimal choices to make for required minimum distributions from our retirement accounts prior to reaching age 70 1/2?
  • What investments should I spend first in retirement – taxable or tax-deferred retirement assets?
  • 我们应该考虑长期护理保险吗? 需要考虑的关键因素是什么?
  • My spouse is not knowledgeable about (or perhaps not interested in) financial matters. Who can my spouse turn to for assistance if I am no longer available to handle our affairs?

401(k)计划本该是一项福利


为员工. 为公司. 雇员可以延长他们的退休时间,延期缴税. Companies providing these plans were seen as generous -- caring for employees and providing a vehicle to help them plan for a secure future.

在某种程度上,401(k)计划似乎迷失了方向.

由大型金融澳门梦想之城赌场公司主导, 用高费用填充基金队列, 专用基金, 401(k)福利成了负担, 很难理解, 甚至更难导航. 这些费用, 掩盖了从记录到经纪人报酬的一切, 复杂的问题, 这使得我们很难看到管理计划的真实成本.

使用我们创新的方法, 401(k)计划可能会再次发挥更好的作用, 满足计划发起人和计划参与者的需求.

There are several distinct advantages to our approach to 401(k) plans:


协助计划保荐人的受托要求

成本效益
关注费用透明度
分类定价的专家


看看我们在做什么

澳门梦想之城赌场. 你独特的旅程.

导航你的金融路线图:你在哪里?


建立一个基金会

就结婚了. 新工作. 婴儿. 家购买. When it comes to finances, you just want to know where to start and where to go from here. You want technology efficient platforms but the ability to talk to someone who knows you, 你的情况,也知道他们在说什么.

享受我的收入

你做的. 作为专业人士, you’re reaping the benefits of a flourishing career and may have kids near or at college-age. 也许你以前经历过财务规划的过程, 或者你拖延了开始的时间. 不管, now is the time to ensure your financial plan is working efficiently or help you create one that will.

靠积累生活

通过储蓄积累存款, inheritance or other means can greatly improve your financial well-being when coupled with sound financial advice. 现在, 你可能会担心如何维持自己的生活方式, preserving what you have and protecting yourself against unknown risks. Navigating financial independence can get tricky in regards to all the moving pieces, 但如果有人帮你,就不一定了.


也许你在这里,也许你在别的地方. 我们能帮上什么忙?

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格雷格•卢卡斯

创始人
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马特页面

合作伙伴
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托德·哈德利

CFP E.A.
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劳拉Jobe

业务助理
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马特·裘德

Paraplanner

了解我们如何提供帮助

澳门梦想之城官网

然而每一次谈话都是不同的, you should expect to cover some general information and get a sense of what it’s like to collaborate with us.